PersonalisedPIN

PersonalisedPIN

Highest Security and first time PIN authentication
New Accounts - immediate EMV / PIN personalisation on Contact Chip / Contactless / Magnetic Strip
Chip Signature on Day 1 with migration path to "EMV PIN (PVV) on card or PIN-on-Host"
ID Vetting by Staff Securely - for re-issuing "Forgotten PINs"
Overview
PersonalisedPIN Diagram

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Architecture

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PersonalisedPIN Secruity

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Security

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PersonalisedPIN Revenue

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Revenue

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PersonalisedPIN Revenue

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Support

Committed To Quality
100% Customer Focused Support
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Architecture


CSP is a system that can deliver a wide range of possibilities to your branches. We work closely with our clients to ensure that they are getting a system that is personally tailored to their need. Click here to see some of the possibilities!
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Security


The CSP system is fully closed and complies with all the current relevant industry standards. Our Software suite ensures that your existing staff can monitor, maintain and even install the system with maximum ease.
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Revenue


CSP includes several revenue building possibilities as well as expense reducing features. Our system will reduce stress on your call centre and bring your clients in store increasing cross-sell possibilities.
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Support


Typically a system of this size requires many months and man hours to complete a nationwide rollout. However our out of the box solution can be feasibly deployed within a couple of months without the need for an army of engineers.
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PersonalisedPIN - Security


The PersonalisedPIN solution provides a secure environment for cardholders to select a PIN. Features such as trivial PIN checking will prevent cardholders from selecting insecure PINS such as 1111, 1234 or 9876.



The Customer Select PIN (CSP) system uses tamper resistant equipment such as Hardware Security Modules (HSM) and encrypting PINpads, and cryptographically secure processes for key initialisation and key management. Data is encrypted prior to transmission, and the integrity of the transmitted data is verified upon receipt.

The challenge in using ATMs for PIN change

A major concern is the lack of security in a public environment. Customers may have difficulties completing the PIN change process because of the lack of familiarity with the process. In a worst case scenario, they might ask assistance from a waiting queue. Unscrupulous shoulder surfers could observe the entry of the new PIN.
With unattended devices, i.e. an ATM,it could be more difficult to communicate to customers why insecure PINs, e.g. sequential numbers such as 1234, are being rejected.
ATMs cannot instantly re-issue a lost or stolen card.
ATMs cannot change forgotten PIN, or valid cards.

The risks of sending new cards and the inconvenience to customers

Avoid theft and all risks associated with sending a card through the postal system with MillenTech’s PersonalisedPIN system. PersonalisedPIN reduces the risk of replacement by offering an in-branch solution by directly handing the card to the customer.

See what some of our banking clients have to say...